the small business financial exchange

Big Data for Small Business

The most trusted reciprocal marketplace

The Small Business Financial Exchange, familiarly known as SBFE®, is a not for profit trade association striving to be the trusted advocate for the safe and secure growth of small businesses. We do this by gathering and protecting the largest aggregation of small business payment data in the US today and leveraging the power of that data to help the small business industry build a true and accurate picture of small business.

This is the SBFE Revolution

SBFE strives to deliver the most accurate and comprehensive information and insights supporting the best outcomes for lenders and small businesses

Protect

SBFE Members contribute their small business data to the SBFE Data Warehouse™ where it is stored and SBFE’s data protections begin. SBFE is an independent third party, governed by the small business lending industry, which protects the data from uses other than intended purpose.

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The SBFE Data Warehouse™ normalizes the data and governs both contribution quality and Certified Vendor compliance. Certified Vendors develop risk products using SBFE Data™ exclusively for Members.

Deliver

SBFE Members utilize SBFE Data-driven products and services developed by Certified Vendors to secure the most accurate and true picture of the small businesses.

SBFE Fast Facts

10/10
Of the top credit card companies contribute data to SBFE
25+ million
Small businesses represented
16+
Years of historical data, dating back to 2001
76+ million
Accounts represented in SBFE data
38
Of the top 45 commercial lenders contribute data to SBFE
400+
Total portfolios, 71% contributed by traditional financial lenders

SBFE Membership Offers:

Trust

Members trust SBFE to protect their small business data and to provide SBFE Data that is highly predictive for their business needs.

Transparency

Members have access through the SBFE Data Warehouse to tools that provide insight from the individual account level to overall portfolio performance trends.

Protection

SBFE’s superior information security protocol and data governance procedures ensure that SBFE Data is used for permitted purposes.

SBFE Multi-Certified vendor model Offers:

Protect

SBFE enforces consistent security and data-use protections across all Certified Vendors.

Perfect

SBFE facilitates product and data usage innovation through a competitive, multiple Certified Vendor model.

Deliver

Members benefit from multiple vendor and product choices and can simplify their contingency planning through a single feed to SBFE.

A few of our sbfe members