The Small Business Financial Exchange, Inc.

"Created by small business lenders for small business lenders"

The Small Business Financial Exchange, Inc., also known as SBFE®, is a non-profit trade organization for small business lenders that advocates for the safe, blind exchange of small business financial data.  SBFE's give-to-get ...  Read More

 

 

 

  • Network with SBFE on LinkedIn!

    Are you an SBFE Member? Look for us on LinkedIn and connect with SBFE staff as well as the SBFE Group, where ideas and news are shared. Members also have the opportunity to connect and network! SBFE on LinkedIn

  • 11th Annual SBFE Member Meeting

    Content from the 11th Annual SBFE Member Meeting has been posted. Log on with your Member ID and password first, then click HERE. The content can also be found in the Newsletter section of the Member area.

"Created by small business lenders for the small business lenders"

 
The Small Business Financial Exchange, Inc., or SBFE®, is a non-profit trade organization for small business lenders that advocates for the safe, blind exchange of small business financial data.  SBFE's give-to-get requirements, data use safeguards, governance and compliance oversight provide SBFE Members peace of mind knowing their sensitive business customer account information is protected.
 
Formed in early 2001 by small business lenders, SBFE was the first, and remains the only, independent industry-governed consortium of its type.  SBFE sets the standards by which other give-to-get exchanges are compared.  SBFE is not owned or run by a commercial credit bureau, and SBFE Members continue to own the data they submit to SBFE.  Our Board of Directors is made up of twenty-one Member elected representatives and our subgroups are open to all Members.  
 
As the most trusted exchange in the industry, the SBFE Database™ has grown to contain information on an estimated 24 million businesses and is the most robust source of small business credit data in the U.S.  SBFE Data™ may only used for risk management purposes under SBFE's industry established reciprocity rules or to provide our Members insight into overall business credit behaviors.  
 
While SBFE is not a commercial credit bureau, nor does it compile business credit reports, an SBFE approved commercial credit bureau may leverage SBFE Data in compiling its business credit reports.  However, SBFE strictly prohibits its Members' data from being used to build or augment marketing lists, or for target marketing purposes.  SBFE's independent oversight actively monitors SBFE Data use for compliance.
 
The Small Business Financial Exchange, Inc. has four primary objectives:
  • Promote the growth and health of the small business credit industry and success of small business enterprises through enhanced access to credit, while protecting the interests of creditors, small business owners, and approved data vendors.
  • Oversee the operating rules and standards that protect its Members' data and control of its use by others.
  • Establish reporting standards and operating practices that insure the highest data quality, data integrity, and data security.
  • Provide effective self-governance as an independent organization that is a trusted advocate on behalf of the industry and guardian of SBFE Members' data.