Stronger data for more predictive commercial lending

SBFE Delivers Risk Management Solutions Through Strategic Relationships.

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Join SBFE.

Evaluate Small

Business Credit Risk

Improve your ability to effectively price your offerings by enhancing your ability to evaluate risk.

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who we are

SBFE is a small business data exchange established as a trade association. The power of SBFE data comes from our member and partner network of leading financial institutions and commercial credit bureaus. This partnership model results in industry leading data analytics and helps drive the growth of the small business sector.

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Membership Benefits

Make better decisions with SBFE Data.

Data Governance

Consistent monitoring and membership control of contributed business data ensures high-quality data and data security.

Productivity

A single feed to SBFE greatly simplifies your operations while enabling innovation and competition through SBFE's multi-Certified Vendor model.

Highly Predictive Data

Deep and broad penetration into small business payment performance that tends to outperform other data sources for making credit decsions.

Industry Leadership

Advocacy and partnership opportunities with industry peers to grow your business and better help your small business customers.

Proud to partner with these SBFE Members

SBFE by the numbers

10/10
Largest U.S. business card issuers contribute data to SBFE
40M+
Small businesses with $370 billion in outstandings represented
23+
Years of historical data, dating back to 2001
98M+
Accounts represented in SBFE data
10
Of the top 10 commercial banks contribute data to SBFE
135+
Approximate members, including 465+ total portfolios