The Small Business Financial Exchange, Inc.

"Created by small business lenders for small business lenders"

The Small Business Financial Exchange, Inc., also known as SBFE®, is a non-profit trade organization for small business lenders that advocates for the safe, blind exchange of small business financial data.  SBFE's give-to-get ...  Read More

 

 

 

  • Network with Members on LinkedIn!

    Are you an SBFE Member? Join SBFE's private Member network on LinkedIn and connect with other small business lending executives accross the country.  Share ideas, post questions or newsworthy items and network with peers.  Join now at SBFE on LinkedIn.

  • Q1 2014 Small Business Lending Trends

    Q1 2014 Small Business Lending Trends and their corresponding Data Tables are now available. Log to the Member Newsletter section of SBFE.org to download your copy.

  • 2014 Member Dues Notices

    Members will be recieving their 2014 Member dues invoices in January.  The Small Business Financial Exchange's operations is dependent on its Members' financial support.  Prompt payment of your annual dues is appreciated.

"Created by small business lenders for the small business lenders"

 
The Small Business Financial Exchange, Inc., or SBFE®, is a non-profit trade organization for small business lenders that advocates for the safe, blind exchange of small business financial data.  SBFE's give-to-get requirements, data use safeguards, governance and compliance oversight provide SBFE Members peace of mind knowing their sensitive business customer account information is protected.
 
Formed in early 2001 by small business lenders, SBFE was the first, and remains the only, independent industry-governed consortium of its type.  SBFE sets the standards by which other give-to-get exchanges are compared.  SBFE is not owned or run by a commercial credit bureau, and SBFE Members continue to own the data they submit to SBFE and the SBFE Data Warehouse™.  Our Board of Directors is made up of twenty-one Member elected representatives and our subgroups are open to all Members.  
 
The Small Business Financial Exchange, Inc. has four primary objectives:
  • Promote the growth and health of the small business credit industry and success of small business enterprises through enhanced access to credit, while protecting the interests of creditors, small business owners, and approved data vendors.
  • Oversee the operating rules and standards that protect its Members' data and control of its use by others.
  • Establish reporting standards and operating practices that insure the highest data quality, data integrity, and data security.
  • Provide effective self-governance as an independent organization that is a trusted advocate on behalf of the industry and guardian of SBFE Members' data.
As the most trusted exchange in the industry, the SBFE Data Warehouse™ has grown to contain information on an estimated 24 million businesses and is the most robust source of small business credit data in the U.S.  SBFE Data™ may only used for risk management purposes under SBFE's industry established reciprocity rules or to provide our Members insight into overall business credit behaviors.  
 
SBFE is not a commercial credit bureau as it does not compile business credit reports, risk scores or any other type of report on individual businesses.  However, an approved SBFE Certified Vendor™ is allowed to build risk management products such as business credit reports, scores and other risk management services to sell to SBFE Members.  However, SBFE strictly prohibits its Members' data from being used to build or augment marketing lists or for target marketing purposes.  SBFE's independent oversight actively monitors SBFE Certified Vendors and Members use for compliance with SBFE's Data Use Restrictions.